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ごあいさつ ······················································ １ 経営理念・経営方針 ·········································· ２ 自己改革への取り組み ········································ ３ 事業の概況（令和元年度） ·································· ８ 農業振興活動 ··················································· ９ 地域貢献情報 ··················································· 10 リスク管理の状況 ············································· 12 自己資本の状況 ················································ 18 主要な業務の内容 ············································· 19 【 経営資料 】 Ⅰ．決算の状況 ··············································· 24 Ⅱ．損益の状況 ··············································· 48 Ⅲ．事業の概況 ··············································· 50 Ⅳ．経営諸指標 ··············································· 63 Ⅴ．自己資本の充実の状況 ································ 64 Ⅵ．ＪＡ尾道市の概要 ······································ 78 ☆ ｢ディスクロージャー2020｣は、農業協同組合法第54条の３に基づいて作成したディスクロージャー資料 （業務及び財産の状況に関する説明資料）です。 ※ 各ページの数値について、単位未満切り捨てのため、計とその内訳の合計額は一致しない場合があります。 目次